Credit Ratings

Overview

From the Credit Rating endpoint, you can retrieve the big 4 US credit agencies and the Railz credit rating for a business. See Credit Ratings endpoint for more details.

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Data Dependencies

Credit ratings are created for the monthly timeframe only. Thus, its sources are the monthly financial forecasts that have the same start date as the credit score & rating.

Data Model

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All credit ratings are part of an array of reports. See Reports data type for more details on the report structure and its meta-data.

Field

Type

Description

spRating
filterable

string

S&P credit rating. Possible values: AAA, AA+, AA, AA-, A+, A, A-, BBB+, BBB, BBB-, BB+, BB, BB-, B+, B, B-, CCC+, CCC, CCC-, CC, C, D

moodysRating
filterable

string

Moodys credit rating. Possible values: Aaa, Aa1, Aa2, Aa3, A1, A2, A3, Baa1, Baa2, Baa3, Ba1, Ba2, Ba3, B1, B2, B3, Caa1, Caa2, Caa2, Ca, C

fitchRating
filterable

string

Fitch credit rating. Possible values: AAA, AA+, AA, AA-, A+, A, A-, BBB+, BBB, BBB-, BB+, BB, BB-, B+, B, B-, CCC, DDD, DD, D]

dbrsRating
filterable

string

DBRS credit rating. Possible values: AAA, AA (high), AA, AA (low), A (high), A, A (low), BBB (high), BBB, BBB (low), BB (high), BB, BB (low), CCC (high), CCC,CCC (low), CC, C, D

railzRating
filterable

string

Railz credit rating. Possible values: Very Bad, Bad, Fair, Good, Very Good, Excellent

description

string

A friendlly credit rating description.

Example Data

{
  "data":
  {
    "spRating": "AA+",
    "moodysRating": "Aaa",
    "fitchRating": "AA+",
    "dbrsRating": "AAA",
    "railzRating": "Excellent",
    "description": "Highest quality borrower, minimal credit risk."
  }
}

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