Financial Ratios

Overview

From the Financial Ratios endpoint, you can retrieve a business's financial ratios at a single point in time since inception. See Financial Ratios endpoint for more details.

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Data Dependencies

Financial ratios are created for monthly, quarterly and yearly timeframes, and have a start and an end date. For a given timeframe and start date, the financial ratios are dependent on the financial statements that exist for that timeframes and up to that startDate (inclusive). Missing dependencies may result in incomplete financial ratios. For example, Railz can not calculate runway for a specific timeframe without a cashflow statement.

Data Model

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All financial ratios are part of an array of reports. See Reports data type for more details on the report structure and its meta-data.

Field

Type

Description

credit
sortable, filterable

object

A set of credit ratios

efficiency
sortable, filterable

object

A set of efficiency ratios

leverage
sortable, filterable

object

A set of leverage ratios

liquidity
sortable, filterable

object

A set of liquidity ratios

profitability
sortable, filterable

object

A set of profitability ratios

Credit Ratios

Field

Type

Description

distanceToDefault
filterable

decimal

Distance to default. Represented as a number.

probabilityOfDefault
filterable

decimal

Probability of default. Represented as a percentage.

liquidationValue
filterable

decimal

Liquidation value. Represented as a monetary value.

averageCollectionPeriod
filterable

decimal

Average Collection Period. Represented as a number.

Efficiency Ratios

Field

Type

Description

grossBurnRate
filterable

decimal

Gross burn rate. Represented as a monetary value.

payablesConversionPeriod
filterable

decimal

Payables Conversion Period. Represented as a number.

inventoryTurnover
filterable

decimal

Inventory turnover. Represented as a number.

receivablesTurnover
filterable

decimal

Receivables turnover. Represented as a number.

payablesTurnover
filterable

decimal

Payables turnover. Represented as a number.

assetsTurnover
filterable

decimal

Assets turnover. Represented as a number.

accountsReceivableTurnoverRatio
filterable

decimal

Accounts receivable turnover ratio. Represented as a number.

accountsPayableTurnoverRatio
filterable

decimal

Accounts payable turnover ratio. Represented as a number.

daysPayableOutstanding
filterable

decimal

Days payable outstanding. Represented as a number.

daysSalesOutstanding
filterable

decimal

Days sales outstanding. Represented as a number.

averageOutstandingPayablesBalance
filterable

dollar value

Average outstanding payables balance. Represented as a monetary value.

averageOutstandingReceivablesBalance
filterable

dollar value

Average outstanding receivables balance. Represented as a monetary value.

Leverage Ratios

Field

Type

Description

equityToLTAssets
filterable

decimal

Equity / Long-term Material Assets. Represented as a number.

shortDebtToEquityRatio
filterable

decimal

Short Term Debt / Equity. Represented as a number.

debtToEquityRatio
filterable

decimal

Debt to Equity. Represented as a number.

interestBankLoan
filterable

decimal

Interest Charges / Bank Loan. Represented as a percentage.

interestCoverageRatio
filterable

decimal

Interest coverage ratio. Represented as a number.

debtToAssetsRatio
filterable

decimal

Debt to Asset. Represented as a number.

debtServiceCoverageRatio
filterable

decimal

Debt service coverage ratio. Represented as a number.

leverageIndex
filterable

decimal

Leverage Index. Represented as a number.

Liquidity Ratios

Field

Type

Description

quickRatio
filterable

decimal

Acid test ratio (quick ratio). Represented as a number.

absoluteLiquidity
filterable

decimal

Absolute liquidity. Represented as a monetary value.

currentRatio
filterable

decimal

Current ratio. Represented as a number.

grossBurn
filterable

decimal

Gross burn. Represented as a monetary value.

runway
filterable

decimal

Runway. Represented as a number of months.

cashRatio
filterable

decimal

Cash ratio. Represented as a number.

freeCashflowRatio
filterable

decimal

Free cashflow ratio. Represented as a number.

Profitability Ratios

Field

Type

Description

returnOnAssets
filterable

decimal

Return on Assets - EBITDA calculation (a.k.a Basic earning power). Represented as a number.

ebitda
filterable

decimal

Earnings Before Interest, Taxes, Depreciation, and Amortization. Represented as a monetary value.

ebitdaMargin
filterable

decimal

EBITDA margin. Represented as a percentage.

workingCapital
filterable

decimal

Working capital. Represented as a monetary value.

freeCashFlow
filterable

decimal

Free cash flow. Represented as a monetary value.

grossMargin
filterable

decimal

Gross margin. Represented as a percentage.

netProfitMargin
filterable

decimal

Net profit margin. Represented as a percentage.

operatingMargin
filterable

decimal

Operating margin. Represented as a percentage.

returnOnEquity
filterable

decimal

Return on Equity. Represented as a percentage.

revenueConcentrationIndex
filterable

decimal

Revenue concentration index (Herfindahl-Hirschman Index - HHI). Represented as a number.

grossMarginIndex
filterable

decimal

Gross Margin Index. Represented as a number.

salesGrowthIndex
filterable

decimal

Sales Growth Index. Represented as a number.

sgaExpensesIndex
filterable

decimal

Sales, General, and Administrative expenses. Represented as a number.

totalAccrualsTotalAssets
filterable

decimal

Total Accruals to Total Assets. Represented as a number.

Reliability Ratios

Field

Type

Description

daysSalesReceivablesIndex
filterable

decimal

Days’ Sales in Receivables Index. Represented as a number.

assetQualityIndex
filterable

decimal

Asset Quality Index. Represented as a number.

depreciationIndex
filterable

decimal

Depreciation Index. Represented as a number.

Example Data

{
  "credit":
  {
    "distanceToDefault": 8.21389733,
    "probabilityOfDefault": 0.13874512,
    "liquidationValue": 856231.23,
    "averageCollectionPeriod": 36.5
  },
  "efficiency":
  {
    "grossBurnRate": 56223.25,
    "inventoryTurnoverRatio": 2.78891542,
    "receivablesTurnoverRatio": 1.36784161,
    "assetTurnoverRatio": 3.83548112,
    "payablesConversionPeriod": 83
  },
  "leverage":
  {
    "equityToLTAssets": 0.26784885,
    "shortDebtToEquityRatio": 0.87117832,
    "debtToEquityRatio": 1.03899521,
    "interestBankLoan": 1.03899521,
    "interestCoverageRatio": 3.48778221,
    "debtToAssetsRatio": 0.89995561,
    "debtServiceCoverageRatio": 4.20509522,
    "leverageIndex": 0.878
  },
  "liquidity":
  {
    "quickRatio": 0.88811223,
    "absoluteLiquidity": 530167.93,
    "currentRatio": 1.10856651,
    "grossBurn": 382071.92,
    "runway": 12.84898122,
    "cashRatio": 0.73314452,
    "freeCashflowRatio": 0.45151529
  },
  "market":
  {
    "debtToEnterpriseValue": 0.19155987,
    "enterpriseValue": 1478093.17
  },
  "profitability":
  {
    "returnOnAssets": 0.09109873,
    "ebitda": 278309.39,
    "ebitdaMargin": 0.32309803,
    "workingCapital": 78903.24,
    "freeCashFlow": 129834.37,
    "grossMargin": 0.48199755,
    "netProfitMargin": 0.16412058,
    "operatingMargin": 0.06156661,
    "returnOnEquity": 0.15532511,
    "revenueConcentrationIndex": 2.58889925,
    "totalAccrualsTotalAssets": 0.044,
    "sgaExpensesIndex": 1.11,
    "salesGrowthIndex": 0.755,
    "grossMarginIndex": 1.556
  },
  "reliability":
  {
    "assetQualityIndex": 0.608,
    "depreciationIndex": 0.801,
    "daysSalesReceivablesIndex": 0.814
  }
}

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