Financial Ratios

Overview

From the Financial Ratios endpoint, you can retrieve a business's financial ratios at a single point in time since inception. See Financial Ratios endpoint for more details.

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Data Dependencies

Financial ratios are created for monthly, quarterly and yearly timeframes, and have a start and an end date. For a given timeframe and start date, the financial ratios are dependent on the financial statements that exist for that timeframes and up to that startDate (inclusive). Missing dependencies may result in incomplete financial ratios. For example, Railz can not calculate runway for a specific timeframe without a cashflow statement.

Data Model

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All financial ratios are part of an array of reports. See Reports data type for more details on the report structure and its meta-data.

Field

Type

Description

credit
sortable, filterable

object

A set of credit ratios

efficiency
sortable, filterable

object

A set of efficiency ratios

leverage
sortable, filterable

object

A set of leverage ratios

liquidity
sortable, filterable

object

A set of liquidity ratios

profitability
sortable, filterable

object

A set of profitability ratios

Credit Ratios

Field

Type

Description

distanceToDefault
sortable, filterable

decimal

Distance to default. Represented as a number.

probabilityOfDefault
sortable, filterable

decimal

Probability of default. Represented as a percentage.

liquidationValue
sortable, filterable

decimal

Liquidation value. Represented as a monetary value.

Efficiency Ratios

Field

Type

Description

grossBurnRate
sortable, filterable

decimal

Gross burn rate. Represented as a monetary value.

Leverage Ratios

Field

Type

Description

equityToLTAssets
sortable, filterable

decimal

Equity / Long-term Material Assets. Represented as a number.

shortDebtToEquityRatio
sortable, filterable

decimal

Short Term Debt / Equity. Represented as a number.

debtToEquityRatio
sortable, filterable

decimal

Debt to Equity. Represented as a number.

interestBankLoan
sortable, filterable

decimal

Interest Charges / Bank Loan. Represented as a percentage.

interestCoverageRatio
sortable, filterable

decimal

Interest coverage ratio. Represented as a number.

debtToAssetsRatio
sortable, filterable

decimal

Debt to Asset. Represented as a number.

debtServiceCoverageRatio
sortable, filterable

decimal

Debt service coverage ratio. Represented as a number.

Liquidity Ratios

Field

Type

Description

quickRatio
sortable, filterable

decimal

Acid test ratio (quick ratio). Represented as a number.

absoluteLiquidity
sortable, filterable

decimal

Absolute liquidity. Represented as a monetary value.

currentRatio
sortable, filterable

decimal

Current ratio. Represented as a number.

grossBurn
sortable, filterable

decimal

Gross burn. Represented as a monetary value.

runway
sortable, filterable

decimal

Runway. Represented as a number of months.

cashRatio
sortable, filterable

decimal

Cash ratio. Represented as a number.

freeCashflowRatio
sortable, filterable

decimal

Free cashflow ratio. Represented as a number.

Profitability Ratios

Field

Type

Description

returnOnAssets
sortable, filterable

decimal

Return on Assets - EBITDA calculation (a.k.a Basic earning power). Represented as a number.

ebitda
sortable, filterable

decimal

Earnings Before Interest, Taxes, Depreciation, and Amortization. Represented as a monetary value.

ebitdaMargin
sortable, filterable

decimal

EBITDA margin. Represented as a percentage.

workingCapital
sortable, filterable

decimal

Working capital. Represented as a monetary value.

freeCashFlow
sortable, filterable

decimal

Free cash flow. Represented as a monetary value.

grossMargin
sortable, filterable

decimal

Gross margin. Represented as a percentage.

netProfitMargin
sortable, filterable

decimal

Net profit margin. Represented as a percentage.

operatingMargin
sortable, filterable

decimal

Operating margin. Represented as a percentage.

returnOnEquity
sortable, filterable

decimal

Return on Equity. Represented as a percentage.

revenueConcentrationIndex
sortable, filterable

decimal

Revenue concentration index (Herfindahl-Hirschman Index - HHI). Represented as a number.

Example Data

{
      "data":
      {
        "credit":
        {
          "distanceToDefault": 8.21389733,
          "probabilityOfDefault": 0.13874512,
          "liquidationValue": 856231.23
        },
        "efficiency":
        {
          "grossBurnRate": 56223.25,
          "inventoryTurnoverRatio": 2.78891542,
          "receivablesTurnoverRatio": 1.36784161,
          "assetTurnoverRatio": 3.83548112
        },
        "leverage":
        {
          "equityToLTAssets": 0.26784885,
          "shortDebtToEquityRatio": 0.87117832,
          "debtToEquityRatio": 1.03899521,
          "interestBankLoan": 1.03899521,
          "interestCoverageRatio": 3.48778221,
          "debtToAssetsRatio": 0.89995561,
          "debtServiceCoverageRatio": 4.20509522
        },
        "liquidity":
        {
          "quickRatio": 0.88811223,
          "absoluteLiquidity": 530167.93,
          "currentRatio": 1.10856651,
          "grossBurn": 382071.92,
          "runway": 12.84898122,
          "cashRatio": 0.73314452,
          "freeCashflowRatio": 0.45151529
        },
        "profitability":
        {
          "returnOnAssets": 0.09109873,
          "ebitda": 278309.39,
          "ebitdaMargin": 0.32309803,
          "workingCapital": 78903.24,
          "freeCashFlow": 129834.37,
          "grossMargin": 0.48199755,
          "netProfitMargin": 0.16412058,
          "operatingMargin": 0.06156661,
          "returnOnEquity": 0.15532511,
          "revenueConcentrationIndex": 2.58889925
        }
      }
    }

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