Financial Ratios
Overview
From the Financial Ratios endpoint, you can retrieve a business's financial ratios at a single point in time since inception. See Financial Ratios endpoint for more details.
Data Dependencies
Financial ratios are created for monthly, quarterly and yearly timeframes, and have a start and an end date. For a given timeframe and start date, the financial ratios are dependent on the financial statements that exist for that timeframes and up to that startDate (inclusive). Missing dependencies may result in incomplete financial ratios. For example, Railz can not calculate
runway
for a specific timeframe without a cashflow statement.
Data Model
All financial ratios are part of an array of reports. See Reports data type for more details on the report structure and its meta-data.
Field | Type | Description |
---|---|---|
credit | object | A set of credit ratios |
efficiency | object | A set of efficiency ratios |
leverage | object | A set of leverage ratios |
liquidity | object | A set of liquidity ratios |
profitability | object | A set of profitability ratios |
Credit Ratios
Field | Type | Description |
---|---|---|
distanceToDefault | decimal | Distance to default. Represented as a number. |
probabilityOfDefault | decimal | Probability of default. Represented as a percentage. |
liquidationValue | decimal | Liquidation value. Represented as a monetary value. |
averageCollectionPeriod | decimal | Average Collection Period. Represented as a number. |
Efficiency Ratios
Field | Type | Description |
---|---|---|
grossBurnRate | decimal | Gross burn rate. Represented as a monetary value. |
payablesConversionPeriod | decimal | Payables Conversion Period. Represented as a number. |
inventoryTurnover | decimal | Inventory turnover. Represented as a number. |
receivablesTurnover | decimal | Receivables turnover. Represented as a number. |
payablesTurnover | decimal | Payables turnover. Represented as a number. |
assetsTurnover | decimal | Assets turnover. Represented as a number. |
accountsReceivableTurnoverRatio | decimal | Accounts receivable turnover ratio. Represented as a number. |
accountsPayableTurnoverRatio | decimal | Accounts payable turnover ratio. Represented as a number. |
daysPayableOutstanding | decimal | Days payable outstanding. Represented as a number. |
daysSalesOutstanding | decimal | Days sales outstanding. Represented as a number. |
averageOutstandingPayablesBalance | dollar value | Average outstanding payables balance. Represented as a monetary value. |
averageOutstandingReceivablesBalance | dollar value | Average outstanding receivables balance. Represented as a monetary value. |
Leverage Ratios
Field | Type | Description |
---|---|---|
equityToLTAssets | decimal | Equity / Long-term Material Assets. Represented as a number. |
shortDebtToEquityRatio | decimal | Short Term Debt / Equity. Represented as a number. |
debtToEquityRatio | decimal | Debt to Equity. Represented as a number. |
interestBankLoan | decimal | Interest Charges / Bank Loan. Represented as a percentage. |
interestCoverageRatio | decimal | Interest coverage ratio. Represented as a number. |
debtToAssetsRatio | decimal | Debt to Asset. Represented as a number. |
debtServiceCoverageRatio | decimal | Debt service coverage ratio. Represented as a number. |
leverageIndex | decimal | Leverage Index. Represented as a number. |
Liquidity Ratios
Field | Type | Description |
---|---|---|
quickRatio | decimal | Acid test ratio (quick ratio). Represented as a number. |
absoluteLiquidity | decimal | Absolute liquidity. Represented as a monetary value. |
currentRatio | decimal | Current ratio. Represented as a number. |
grossBurn | decimal | Gross burn. Represented as a monetary value. |
runway | decimal | Runway. Represented as a number of months. |
cashRatio | decimal | Cash ratio. Represented as a number. |
freeCashflowRatio | decimal | Free cashflow ratio. Represented as a number. |
Profitability Ratios
Field | Type | Description |
---|---|---|
returnOnAssets | decimal | Return on Assets - EBITDA calculation (a.k.a Basic earning power). Represented as a number. |
ebitda | decimal | Earnings Before Interest, Taxes, Depreciation, and Amortization. Represented as a monetary value. |
ebitdaMargin | decimal | EBITDA margin. Represented as a percentage. |
workingCapital | decimal | Working capital. Represented as a monetary value. |
freeCashFlow | decimal | Free cash flow. Represented as a monetary value. |
grossMargin | decimal | Gross margin. Represented as a percentage. |
netProfitMargin | decimal | Net profit margin. Represented as a percentage. |
operatingMargin | decimal | Operating margin. Represented as a percentage. |
returnOnEquity | decimal | Return on Equity. Represented as a percentage. |
revenueConcentrationIndex | decimal | Revenue concentration index (Herfindahl-Hirschman Index - HHI). Represented as a number. |
grossMarginIndex | decimal | Gross Margin Index. Represented as a number. |
salesGrowthIndex | decimal | Sales Growth Index. Represented as a number. |
sgaExpensesIndex | decimal | Sales, General, and Administrative expenses. Represented as a number. |
totalAccrualsTotalAssets | decimal | Total Accruals to Total Assets. Represented as a number. |
Reliability Ratios
Field | Type | Description |
---|---|---|
daysSalesReceivablesIndex | decimal | Days’ Sales in Receivables Index. Represented as a number. |
assetQualityIndex | decimal | Asset Quality Index. Represented as a number. |
depreciationIndex | decimal | Depreciation Index. Represented as a number. |
Example Data
{
"credit":
{
"distanceToDefault": 8.21389733,
"probabilityOfDefault": 0.13874512,
"liquidationValue": 856231.23,
"averageCollectionPeriod": 36.5
},
"efficiency":
{
"grossBurnRate": 56223.25,
"inventoryTurnoverRatio": 2.78891542,
"receivablesTurnoverRatio": 1.36784161,
"assetTurnoverRatio": 3.83548112,
"payablesConversionPeriod": 83
},
"leverage":
{
"equityToLTAssets": 0.26784885,
"shortDebtToEquityRatio": 0.87117832,
"debtToEquityRatio": 1.03899521,
"interestBankLoan": 1.03899521,
"interestCoverageRatio": 3.48778221,
"debtToAssetsRatio": 0.89995561,
"debtServiceCoverageRatio": 4.20509522,
"leverageIndex": 0.878
},
"liquidity":
{
"quickRatio": 0.88811223,
"absoluteLiquidity": 530167.93,
"currentRatio": 1.10856651,
"grossBurn": 382071.92,
"runway": 12.84898122,
"cashRatio": 0.73314452,
"freeCashflowRatio": 0.45151529
},
"market":
{
"debtToEnterpriseValue": 0.19155987,
"enterpriseValue": 1478093.17
},
"profitability":
{
"returnOnAssets": 0.09109873,
"ebitda": 278309.39,
"ebitdaMargin": 0.32309803,
"workingCapital": 78903.24,
"freeCashFlow": 129834.37,
"grossMargin": 0.48199755,
"netProfitMargin": 0.16412058,
"operatingMargin": 0.06156661,
"returnOnEquity": 0.15532511,
"revenueConcentrationIndex": 2.58889925,
"totalAccrualsTotalAssets": 0.044,
"sgaExpensesIndex": 1.11,
"salesGrowthIndex": 0.755,
"grossMarginIndex": 1.556
},
"reliability":
{
"assetQualityIndex": 0.608,
"depreciationIndex": 0.801,
"daysSalesReceivablesIndex": 0.814
}
}
Updated 22 days ago