Financial Ratios

By leveraging our normalized data, our financial institutions can access auto-calculated metrics and ratios to assess the financial performance of their businesses. Forget the paperwork or manual entry — expanded financial ratios allow for quick access to insights on your business customers.

The /financialRatios endpoint gives Railz's customers the ability to generate insights and make better-informed decisions.

Railz currently provides the following financial ratios based on the normalized financial statements:

Credit Ratios

  • Distance to Default
  • Probability of Default
  • Liquidation Value

Efficiency Ratios

  • Gross Burn Rate

Leverage Ratios

  • Equity to Long-Term Material Assets
  • Short-term Debt to Equity
  • Debt to Equity
  • Interest Coverage Ratio
  • Debt to Asset Ratio
  • Debt Service Coverage Ratio
  • Interest Charges to Bank Loans

Liquidity Ratios

  • Acid Test Ratio (Quick Ratio)
  • Absolute Liquidity
  • Current Ratio
  • Gross Burn
  • Runway
  • Cash Ratio
  • Free Cashflow Ratio

Profitability Ratios

  • Return on Assets
  • EBITDA
  • EBITDA Margin
  • Working Capital
  • Free Cash Flow
  • Gross Margin
  • Net Profit Margin
  • Operating Margin
  • Return on Equity
  • Revenue Concentration

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See the Financial Ratios Data Model and Financial Ratios API Documentation for more details.


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